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  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Alabama Mortgage Lender

Best Mortgage Rate Alabama









THE MIKE CAREY TEAM

As a direct mortgage lender, Alabama Loan Experts streamlines the process from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan- in as little as 14-days. Using the newest mortgage & home loan products and underwriting our own files allows us to approve loans & get mortgage rates that other lenders can’t.  The Mike Carey Team works hard to make it easy on you!

Best Mortgage Lender Alabama

REGIONAL DIRECTOR &
SENIOR HOME LOAN OFFICER

MIKE CAREY

As a mortgage professional with over twenty years experience, I understand the lending guidelines and keep up with the constant change in the industry. In my 20+ years of mortgage lending, I have helped thousands of buyers throughout the country. My specialties include all areas of lending from first time home buyers to seasoned buyers.

 

My priority to my customers is to find the right mortgage product that fits their short and long term goals. My mission is to provide the best service possible by setting proper expectations, advising my clients of all their options, and to communicate through the transaction. My clients are prepared to close and will have no surprises.

To insure that my clients and partners have a smooth and stress free transaction, I systematically prepare both buyers and partners on what to expect at closing. It is important to me to make sure everyone is prepared to close. I want to make sure that all questions are answered and my service has exceeded the client’s expectation. I work by referral only so it is important to me to earn my client and professional partners’ trust. My business is based on true partnerships that lead to a high degree of service and satisfaction. I look forward to serving your family.

Loan Coordinator

LYNN Moeller

I have been in the mortgage and real estate industry for 4 years, with the last 2 exclusive to The Mike Carey Team. I love meeting and talking to new people. I am customer service driven, so my goal is for every client to have a seamless, stress free experience throughout the entire process with constant communication. When I’m not working, I like to spend time with my husband, 3 grown children and 3 dogs.

Mortgage Testimonials

01. CALCULATE YOUR PAYMENTS

02. GET PRE-APPROVED

Your pre-approval is just the very first step in the home loan process, so you have to make sure to keep all of your other paperwork together and available for when you’re ready to buy. Being prepared will speed up the process immeasurably, so we’re not waiting on paperwork to finish. We can close for a prepared buyer in two weeks.

03. BUY A HOME OR REFINANCE

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation. 

We work hard to make it easy on you. Nobody gets lower rates on better loans than Alabama Loan Experts.

Alabama Home Loans & Mortgages

Best Home Mortgage Options For Ideal Borrower Situations

Pay Off High Interest Debt and Cash-out Equity In Your Home

Flexible Home Mortgage Guidelines With Attractive Rates

Refinance Your Current Home Mortgage Without An Appraisal

Higher-Dollar Home Loans From A Trusted Mortgage Lender

No Down Payment VA Home Loan For Military Veterans & Active Duty

Home Mortgage For Business Owners & Self-Employed

Get a 5-min Home Loan Approval & Close Your Mortgage in 14-days!

The Mike Carey Team – Offices Located in Foley and Orange Beach

316 McKenzie St., Suite 118
Foley, Alabama 36535

27250 Perdido Beach Blvd. #F3
Orange Beach, Alabama 36561

WHy CHoose Alabama Loan Experts

CUSTOMER SERVICE

Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.

WE ARE MORTGAGE LENDERS, NOT MORTGAGE BROKERS

As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.

WE ARE THE EXPERTS

Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.

BETTER HOME LOANS WITH LOWER MORTGAGE RATES

We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.

Mortgage In Alabama

The Home Loan Expert, LLC NMLS#1326241