First Responders, including firefighters, police officers, EMTs and nurses, put their lives on the line every day on the front lines, in all types of environments. They work in rain and snow, and blistering heat. They provide help to people in natural disasters. They are the people that you want to show up in an emergency to help, so we wanted to help them back with the best mortgage refinance for first responders in Alabama.


Our program offers a mortgage refinance for any first responder or healthcare worker in Alabama that qualifies, with the added bonus of a free appraisal, a free loan check-up, and a donation to a first-responder related charity.


We love our first responders and health care workers, and have worked to give back to them in as many ways as possible, from donating to first-responder charities to sending them lunch during the current COVID-19 pandemic, where they are even more important than ever.


These heroes have stood in the face of this disease, as well as an untold amount of emergencies, and helped strangers.


A free appraisal is just that for first responders – we pay for the appraisal on their home! Depending on the loan program, this can save borrowers anywhere from $400 to $4500! The appraisal is the step in the mortgage refinance for first responders in Alabama where the home’s value is assessed for the purposes of the new mortgage.


We will also work up all of the loan options for a mortgage refinance for first responders in Alabama for free. We’ll let you know how much you can save, how much you can take out, or how far you can shorten your mortgage.


This program works across multiple loan platforms. If you want to take cash-out to put in a pool or make repairs on the home, you can qualify. If you want to shorten the length of your loan, use the first responder program. If you just want to reduce your monthly payment, that’s a great way to utilize the mortgage refinance for first responders program in Alabama.


So if you are a first responder looking for a mortgage refinance in Alabama, use the one that is designed to help you.


Call the best mortgage lender in Alabama, Mike Carey’s Alabama Loan Experts Team in Gulf Shores (901) 619-3665 or visit AlabamaLoanExperts.com to apply now. Alabama Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Alabama Loan Experts.

Mike Carey

Mike Carey

As a mortgage professional with over twenty years experience, I understand the lending guidelines and keep up with the constant change in the industry. In my 20+ years of mortgage lending, I have helped thousands of buyers throughout the country. My specialties include all areas of lending from first time home buyers to seasoned buyers.

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Alabama Mortgage Lender

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Alabama Home Loans & Mortgages

Best Home Mortgage Options For Ideal Borrower Situations

Pay Off High Interest Debt and Cash-out Equity In Your Home

Flexible Home Mortgage Guidelines With Attractive Rates

Refinance Your Current Home Mortgage Without An Appraisal

Higher-Dollar Home Loans From A Trusted Mortgage Lender

No Down Payment VA Home Loan For Military Veterans & Active Duty

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Get a 5-min Home Loan Approval & Close Your Mortgage in 14-days!

The Mike Carey Team – Offices Located in Foley and Orange Beach

316 McKenzie St., Suite 118
Foley, Alabama 36535

27250 Perdido Beach Blvd. #F3
Orange Beach, Alabama 36561