Teacher's Appreciation Program

The Mike Carey Team would like to say “Thank You” to all of the amazing education professionals out there.


We’re giving a $500 Target gift card to help pay for classroom supplies(and any other necessities) to all education professionals who close a new home purchase or refinance this year. This is our way to show our appreciation to a remarkable group of people who are often overlooked for the outstanding work they do in our schools and in our communities.

Our Teacher Appreciation Program works with any type of loan: Conventional, VA, FHA, USDA, new construction, cash-out refinance loans, down payment assistance loans, loans that don’t require income verification. You name it, we’ve got it. As a direct mortgage lender, we have low rates and can close your loan in as little as 14-days.


If you want more information on our program you can call me at 901-619-3665 or fill out my 5 Minute Loan Approval to get started now. Thank you for everything you do!

Best Mortgage Rate Alabama

Alabama Home Loans & Mortgages

Best Home Mortgage Options For Ideal Borrower Situations

Pay Off High Interest Debt and Cash-out Equity In Your Home

Flexible Home Mortgage Guidelines With Attractive Rates

Refinance Your Current Home Mortgage Without An Appraisal

Higher-Dollar Home Loans From A Trusted Mortgage Lender

No Down Payment VA Home Loan For Military Veterans & Active Duty

Home Mortgage For Business Owners & Self-Employed

Get a 5-min Home Loan Approval & Close Your Mortgage in 14-days!

The Mike Carey Team – Offices Located in Foley and Orange Beach

150 West Section #100
Foley, AL 36535

WHy CHoose Alabama Loan Experts


Our customer first approach to mortgages is what separates us from all of the other banks and mortgage companies. Our team will walk you through the process to ensure that your loan closes in a very timely manner. Our competition may think our philosophy on face-to-face customer service is excessive but our clients sure do appreciate it.


As a direct mortgage lender, our process has been streamlined from start to finish. Having the entire mortgage loan process contained under one roof allows us to quickly and efficiently close your loan. Our ability to use the newest mortgage loan products and underwrite our own files, allows us to approve loans that our competitors can’t.


Our team has set the standard in the mortgage industry. We hire only the best in the business. Our knowledge and experience is unmatched. We continue to train and study new mortgage loan programs to make us the best choice for mortgage refinancing and home purchases, debt consolidation, Conventional, FHA, HARP, VA, and Jumbo Loans available.


We provide you with several different mortgage loan options to ensure that you find the mortgage loan program that best fits your needs. Because of the volume of mortgage loans our team closes and the great relationships we have forged within our industry, we’re able to offer the most competitive mortgage interest rates to our clients.