With 2020 coming next week, it’s a great time to examine your living situation.  Are you paying too much for rent?  Do you have a lot of equity in your home?  Are you sitting on a ton of high-interest debt, from credit cards or student loans?  A new home mortgage loan can solve a lot of these problems for you!


With mortgage interest rates near historic lows, there has never been a better time to purchase or refinance a home.  You are almost certain to save money and build wealth by getting the best loan you can right now.


Buying a home is the American dream, and it’s rarely been more affordable than it is right now.  With programs like the FHA Loan, VA Loan, and USDA Loan, most homebuyers who didn’t think they would be able to purchase a home have access to the market now.


FHA loans offer everyone a chance to buy a home with only 3.5% down.  For those that can’t save up a 20% down payment, this can help them buy that first house and start to build equity.


USDA and VA Loans allow qualified applicants to purchase homes with zero money down.  If you qualify for either of those loans, it’s likely the best loan for you to use.


If you already own a home, you can use the equity in the house for a cash-out refinance, taking the equity that you have built and using it to pay off credit cards or other high-interest debts.  Folding these debts into a lower-interest home loan makes paying them off easier and eases the stress of making multiple payments to different places.


In 2020, there are a lot of different ways for you to change your life with a mortgage.  All you have to do is apply with our 5-minute mortgage loan approval.


Call the best mortgage lender in Alabama, Mike Carey’s Alabama Loan Experts Team in Gulf Shores (901) 619-3665 or visit AlabamaLoanExperts.com to apply now. Alabama Loan Experts has the lowest rates on Conventional, FHA, Mortgage Refinances, Jumbo Loans, Debt Consolidation Loans, Rate and Term Refinances, Cash Out Refinances, and HARP Loans. We are also the exclusive home for Hero.Loan VA Mortgages and The Bank Statement Mortgage. We will come to you to close your loan. Nobody gets lower mortgage rates on better loans than Alabama Loan Experts.

Mike Carey

Mike Carey

As a mortgage professional with over twenty years experience, I understand the lending guidelines and keep up with the constant change in the industry. In my 20+ years of mortgage lending, I have helped thousands of buyers throughout the country. My specialties include all areas of lending from first time home buyers to seasoned buyers.

  • Close your loan in as little as 14-days
  • Day 1 Certainty simplifies the process
  • Customer service no one can match

How Can We Help You?

Alabama Mortgage Lender

Best Mortgage Rate Alabama

Alabama Home Loans & Mortgages

Best Home Mortgage Options For Ideal Borrower Situations

Pay Off High Interest Debt and Cash-out Equity In Your Home

Flexible Home Mortgage Guidelines With Attractive Rates

Refinance Your Current Home Mortgage Without An Appraisal

Higher-Dollar Home Loans From A Trusted Mortgage Lender

No Down Payment VA Home Loan For Military Veterans & Active Duty

Home Mortgage For Business Owners & Self-Employed

Get a 5-min Home Loan Approval & Close Your Mortgage in 14-days!

The Mike Carey Team – Offices Located in Foley and Orange Beach

316 McKenzie St., Suite 118
Foley, Alabama 36535

27250 Perdido Beach Blvd. #F3
Orange Beach, Alabama 36561